Nebraska Investor Programs and Guides
Program and regulatory figures verified October 7, 2026. Details change; confirm your scenario with us.
Everything on this site in one place. The loan first, then the three statutory facts that decide Nebraska files, then the markets.
The loan
- DSCR loans in Nebraska, the whole structure
- Cash-out refinance on a rental, and the appraisal problem that comes with it
- What belongs in the ratio
The exit, which prices the loan
- One month, and occupancy is irrelevant (§76-1006)
- Rights end when the highest bid is accepted (§76-1010)
- Three months, capped against fair market value (§76-1013)
The tax line
- Actual value, and no residential rollback (§77-201)
- The exemption an entity can never hold (§77-3502)
Markets
- All 11 markets, measured the same way
- Omaha: the deepest market, and 10th of 11 on yield
- Lincoln: last on yield, and why that happens
- Lexington: the state's best gross yield
- Kearney and Grand Island, on the I-80 corridor
And how it was sourced
Mike Certo, NMLS #260555. Cornerstone First Mortgage, NMLS #173855. (480) 296-6513 · mcerto@cfmtg.com.
Mike Certo · NMLS #260555 · Cornerstone First Mortgage NMLS #173855 · Equal Housing Lender. Educational content about investment-property financing, not a loan commitment and not legal or tax advice. Nebraska foreclosure, reinstatement and deficiency rules are set by the Nebraska Trust Deeds Act and change; figures here carry the date we verified them against the statutes themselves. Gross yield figures are a market indicator built from published typical values and typical asking rents, not a property-level underwrite: they exclude taxes, insurance, vacancy and management. Property valuation and the homestead exemption are administered by the county assessor and the Department of Revenue. All loans are subject to borrower, property and program qualification.